Cyber risks

What is a cyber risk? A cyber-risk is a risk associated with a computer system and/or the Internet, leading to blockages and financial losses.
What causes cyber risks?
  • Common scams
  • Cyber attacks
  • System errors
  • Computer system malfunctions.
The direct financial consequences of cyber-risks
  • Event management fees;
  • Additional charges;
  • Operating fees (experts, lawyers);
  • Ransom;
  • Operating losses;
  • Recovery costs;
  • Loss of funds, image or reputation (misappropriation);
  • Data reconstitution costs.
New risks and obligations
  • The new European regulation on personal data protection appeared in the Official Journal of the European Union on May 4, 2016, and will come into force in 2018. The adoption of this text should enable Europe to adapt to new digital realities.
Professional liability policies exclude the consequences of computer attacks
  • Business interruption due to a problem with company data, as well as recovery costs 
  • Recovery costs 
  • The company's civil liability as a result of the data.

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