Menu

Category : News & Events

Categories
The news

Insuring your shareholders' agreement

Insuring your shareholders' agreement

Your shareholder agreement

You have a shareholders' agreement. But have you already insured it?

A shareholders' agreement is a contract between the partners of a company. It specifies certain rules concerning the organization and operation of the company. The shareholders' agreement helps to avoid misunderstandings, anticipate conflicts and unforeseen events. Including the risk of accidents. It also guarantees greater security for shareholders.

Do you have several partners in your company? In 3 years' time, will you have the financial resources to buy out your partner's shares should the need arise? To protect yourself, you can set up cross-guarantees. These guarantee the purchase of your partner's shares. This is a risk you need to anticipate, and one for which there are solutions, such as the "Garantie croisées" formula in MMA's Capital Décès policy.

The advantages of protection in the event of the death of a partner :

  1. The surviving partners retain control of the company in the event of the death of a partner. This means they can continue their business without fear of a new shareholder. 
  2. The surviving partners can buy out the deceased partner's shares without having to dip into their savings or take out a loan, since they have dedicated capital.
  3. Surviving partners avoid joining forces with the heirs of the deceased partner. This could have happened if they had been unable to buy the shares from the heirs.
  4. The heirs of the deceased partner do not have to look for potential buyers: they are assured of selling their shares to the surviving partners. In this way, they receive rapid cash flow.

The MMA agency in Le Chesnay has a dedicated team including a financial analyst and a provident specialist to help you implement this protection strategy for your company.

contact us
Categories
The news

Fraud risk

Fraud risk

🎉💼 Risk management also means making our customers aware of the risks of fraud.
You may already make counter-calls before making certain transfers, or you may also ask for signed RIBs.

Have you ever felt a pang of panic when sending an official document by email?

But wait, we're coming to your rescue with the watermark service! 💡🔒
Imagine this: you send an official document, and poof! The watermark service turns it into a digital fortress, protecting it from misuse or unwanted onlookers. 💻
No more worrying about waiting for confirmation of receipt, because with watermarking, you can be sure your precious document is secure 🔐

Watermark service: https: //lnkd.in/eBy9gBmR

It's like giving your official documents a superhero costume! 🦸‍♂️💼. With this service, your information remains under high protection, ready to face any digital challenge. 💥💾

Contact us
Categories
The news

Risk management agency

Risk management agency

Risk management agency

Do you have a risk management agency?

As an asset management company, you probably already have insurance cover in place for risks such as:
- Fraud risk
- Cyber-attack risk
- Professional liability risk
- Reputational risk

Our agency, which specializes in the evaluation and measurement of insurance cover, has expanded its activities over the years.
This matrix approach to risk management, enables us to support you in auditing your risks both in the management company and in the various funds.

On a daily basis we help our customers to adapt their insurance policies 📜 , work on their risk mapping 🎯 or set up a crisis management structure ☣ .
We work in collaboration with a compliance consultancy agency to help you strengthen the robustness of your structure.

Please do not hesitate to get in touch with us 😊

Contact us
Categories
The news

Red Sea 🌊Political situation Check your cargo insurance 

The multimodal agency for your risks

linkedin mer rouge

Red Sea
Political situation Check your cargo insurance

The international situation is changing fast!
Cargo insurers adapt their cover to changing circumstances.
If you have goods in transit between Europe and Asia. Check that your goods are covered against the risk of war

Enclosed is a link to a list of marine and transport insurers who assess risks
https://lnkd.in/eKBQ3f7V

 

contact us
Categories
The news

The multimodal agency for your risks

The multimodal agency for your risks

Crème Minimaliste Search internship LinkedIn Publication

The multimodal agency for your risks!

Make life easier for your supply chain with our multimodal insurance!

You work in logistics and want to optimize your operations.

 

Our job is to provide consistency and safety by taking into account the 3 components of your transport risks.

- international financial guarantees

- customer and supplier risk

- transport insurance

Our team is made up of insurance specialists, a trade finance specialist from the major banks and a risk manager.

 

Advantages of our support offer :

- a single point of contact

- comprehensive cover that integrates and coordinates the various types of risk coverage.

- enhanced security to protect your goods whatever the mode of transport.

Why choose us?

We understand the current challenges you face in your industry. And our team of specialists is ready to work with you, your banks and your credit insurer to develop solutions tailored to your needs.

 

 

Please contact me to find out how our team can financially strengthen your supply chain. 

Contact us
Categories
The news

Cybercrime is also a risk for you.

Cybercrime is also a risk for you.

As part of the Cybermois organized by the government 📍 ,
The MMA Foundation has published an article on its website giving keys to protecting SMEs against cyberattacks.
🔎 Foundation article: https://lnkd.in/ehD8CqeJ

💼 As a business leader, you know how essential information security is to your organization. That's why, as part of our Risk Manager business for SMEs, we've built a solution that combines an IT security measurement audit for SMEs with cyber insurance solutions
➡ Inquest presentation: https://lnkd.in/eFhWd6Tu

🌐 Our key benefits:
📉 Risk assessment: We help you assess your company's vulnerabilities and implement preventive measures to reduce risks.
➡ More information about INQUEST: https://lnkd.in/ehTpqUEy

📢 Security awareness: training courses to raise your employees' awareness of good IT security practices.

Link to training:https://lnkd.in/eN94VhCg

The cyber policies offered by MMA Assurance cover :

🔒 Incident assistance: In the event of a data breach, we provide immediate assistance to limit the damage, investigate the incident and restore the security of your systems.

📝 Cover for your company's civil liability if you cause harm to your customers

📊 A financial guarantee to cover the sales and gross margin that will be impacted by this IT accident.

Contact us📞
https://lnkd.in/eFb-b6JE

Contact us
Categories
The news

Manage your business in volatile times

Manage your business in volatile times

💥Face the risks, combine your insurance contracts, and your credit lines.

🤯 In these highly unstable times, not all events can be anticipated.
Companies need to strengthen their short-term financial security.

We work with business owners to combine insurance policies with bank financing authorizations.

Both approaches need to be thought through and combined at the same time:
👉 Insurance policies protect you against identified and feared hazards.
👉 Short-term bank financing lines will give your company time to cope with the unexpected, and to have the necessary time to adapt.

We help you to take stock of your two arrangements, and to negotiate with your bank(s) suitable short-term financing lines, for your security.

For a first contact, free of charge and without obligation : https://bit.ly/3B6fdXr

Contact us
Categories
The news

Did you know that the Brexit also affects the insurance...

Did you know that the Brexit also affects the insurance...

There are three ways to insure your UK subsidiary.
Advantages and disadvantages of each.

When you have a subsidiary in the UK, there are three possible solutions for covering the risks inherent in it: Indirect "Police Master" cover; Local "Stand Alone" cover; and "Libre Prestation de Service: LPS" cover, which is the most widely used.

WHY?
Simply because :

Free Provision of Services (FPS) coverage

Is simplest for Risks located within the European Economic Area.

It offers simple, flexible insurance services through a single point of entry, covering all risks located in the European Union under a single French policy. This coverage enables :

  • A single contract in French to cover all French risks and your subsidiaries throughout the EEC.
  • A global approach to risk .
  • Simplified management.
  • Optimum control of information.
  • A single point of contact.

It is therefore the simplest form of cover for your subsidiary in the UK. However, with the decision taken on June 24, 2016 in favor of its exit from the EU "BREXIT", a strong uncertainty hangs over this type of coverage. In the event of England's withdrawal from the European Economic Area, LPS cover is likely to disappear.

The Stand Alone Blanket

With this formula, English insurance companies set up local policies in the countries where the risk is located. You benefit fully from the recognition of a major insurer in this market, providing cover that is perfectly adapted to local legislation.

To set up such a policy:

You can ask your French broker to organize the negotiation of your insurance policy with an English insurer on your behalf, together with his English correspondent;
The local broker will draw up the contract in accordance with local provisions, taking into account specific local legal requirements;
Simple handling and settlement of claims in accordance with local laws;
Contracts underwritten in local currency.

Police Master Indirect Coverage

This International Insurance package combines the strengths of global coverage issued from the country of your parent company with the advantages of local policies underwritten in the country where your subsidiaries are based. It guarantees:

Total risk coverage in line with local requirements;
Local claims management;
Coordination from France
An integrated program offering economies of scale.


THEREFORE, if your subsidiary in the UK is covered by LPS, it's best to change the type of insurance and opt for "Stand Alone" or "Police Master" cover.

Contact us
Categories
The news

Operators are committed to safety

Operators are committed to safety

Operators are committed to safety

Cyber-attacks are one of today's major concerns for companies. Cyber-attacks, which are on the increase, consist in destabilizing computer systems, with far-reaching consequences for the companies affected. Sony, Target and Orange were the most high-profile cases. However, it should be noted that the companies most affected are SMEs, whose data is not properly protected.

How can we protect ourselves against this growing threat?

For the time being, even IT security experts are struggling to come to grips with this issue, which is at the center of everyone's thoughts. However, Orange has created a security division to combat cyber-attacks and minimize the impact of these incidents on businesses, thanks to a global and proactive approach to security, called Orange Cyberdéfense.
This division relies on the richness and specificity of its human skills. The performance of its organization and equipment to anticipate, analyze and counter threats. Its aim is to help companies manage Cyber Risks:

cyber risks

  • Securing digital content
  • Understanding risks
  • Give priority to protecting sensitive assets.
  • Control security incidents quickly.

With this in mind, Orange Cyberdéfense, announced at the FIC (January 24-25 in Lille) the creation of a cyberdefense center in Lesquin, near Lille, where 50 people are already working, and soon 200 by 2018. An initial and continuing training program has also been launched, notably to increase the number of cyber experts.

A fine risk prevention initiative. However, the risks remain, and it is advisable to take out insurance in the event of a proven cyber attack.

Contact us

Cyber-attacks are one of today's major concerns for companies. Cyber-attacks, which are on the increase, consist in destabilizing computer systems, with far-reaching consequences for the companies affected. Sony, Target and Orange were the most high-profile cases. However, it should be noted that the companies most affected are SMEs, whose data is not properly protected.

How can we protect ourselves against this growing threat?

For the time being, even IT security experts are struggling to come to grips with this issue, which is at the center of everyone's thoughts. However, Orange has created a security division to combat cyber-attacks and minimize the impact of these incidents on businesses, thanks to a global and proactive approach to security, called Orange Cyberdéfense.
This division relies on the richness and specificity of its human skills. The performance of its organization and equipment to anticipate, analyze and counter threats. Its aim is to help companies manage Cyber Risks:

cyber risks

  • Securing digital content
  • Understanding risks
  • Give priority to protecting sensitive assets.
  • Control security incidents quickly.

With this in mind, Orange Cyberdéfense, announced at the FIC (January 24-25 in Lille) the creation of a cyberdefense center in Lesquin, near Lille, where 50 people are already working, and soon 200 by 2018. An initial and continuing training program has also been launched, notably to increase the number of cyber experts.

A fine risk prevention initiative. However, the risks remain, and it is advisable to take out insurance in the event of a proven cyber attack.

Contact us
Categories
The news

Insure your subsidiaries with a Good Local Standard

world map

Insure your subsidiaries with a Good Local Standard

world map
Are you familiar with the Good Local Standard?
Your company's ambition is to go further, to see beyond, to push its limits.

In this trajectory, to set up internationally, as an SME you are weakened 🚧 :
➡ Difficulty finding the right contact
➡ Weak weight in negotiations
➡ Lack of mastery of local legislation
➡ Costs associated with local legal analyses

Aware that SMEs account for 98.8% of companies in France, VTA assurances has designed an international program that uses the : Good local standard.
It frees you:
❌from doing an analysis with lawyers
❌from hiring specialists on site
❌from taking a social audit

Ask us for a 𝗴𝗼𝗼𝗱 𝗹𝗼𝗰𝗮𝗹 𝘀𝘁𝗮𝗻𝗱𝗮𝗿𝗱: an insurance contract that corresponds to the necessary and sufficient obligations for a company in the country where you want to set up.
Find out more about this program? Visit our website:
https://bit.ly/3KEhPAb

Contact us

Are you over 21?

We need to make sure you are the proper age before entering this website

SURE, LET ME IN
NOPE, GET ME OUT